Denied Car Insurance Claims

Georgia Auto Accident Lawyers

The denial of a car insurance claim can be frustrating and confusing, as the damage to your property and person that results from a car accident may be expensive. Insurance companies run a business, and will look for ways to minimize costs. Many times, Georgia auto accident insurance claims are denied for valid reasons. Other times, however, the insurance company has made an error, or is intentionally trying to deny you your benefits.

If you believe your claim has been wrongfully denied, contact our experienced car accident insurance lawyers for a free consultation. We will help you determine if your claim has been denied in error and, if so, fight to get you the compensation to which you are entitled. 

Denied Georgia Car Insurance Claims

The simplest reason a car insurance claim may be denied is due to incomplete or inaccurate information. Additionally, if you have not paid your premium before the grace period is over, your coverage may have lapsed. In this case, the insurer does not have a responsibility to cover your claim. Nor must they pay the full amount if the claim is higher than the limits of your policy.

It is also important to keep in mind that your car insurance policy may not cover every contingency in the event of an accident. If you file a claim for compensation and you have not purchased the appropriate coverage, the insurer will likely deny you that compensation. For instance, collision insurance is not required in the state of Georgia. If you file a claim to receive compensation for damage to your vehicle when you are at fault for the accident, your insurance company can rightfully deny your claim if you have not purchased collision insurance.

However, if you receive a denial letter and it does not line up with your policy, the company may be in error. Look over your policy carefully, and remember that you may ask for clarification from your insurance provider. If the situation is not resolved, or you feel that you are not being treated honestly, you may want to retain the services of an experienced car insurance attorney.

Denied Car Insurance Claims Lawyers

Insurance companies often have legal teams made up of numerous experienced attorneys, who may be looking to have you settle for less than what you are owed. If you hire a Georgia auto accident attorney, you will need one who has the resources and background to fight successfully on your behalf. 

At Morgan & Morgan, our car accident claim lawyers can take on the big insurance companies. We have the knowledge, the track record, and the staff of talented legal professionals to handle any legal battle, in and out of the courtroom. If you or a loved one has been injured in an auto accident, and you want to take on the insurance company, contact us today for a free, no-obligation case evaluation.