Steps After a Car Accident in Atlanta

Steps to Take After an Atlanta Auto Accident

If you become involved in a car accident, you will likely find yourself disoriented and unsure of what to do. It is of paramount importance that you and everyone else involved in the accident are safe and have the medical care that you need. Unfortunately, this is also one of the most important moments as far as protecting your rights to a car insurance claim. Familiarizing yourself with these steps will help you stay protected, physically and legally, in the wake of a car accident.

Do not leave the scene - The most important thing to remember after a car accident is to remain at the scene. “Hit and run” drivers can face severe criminal charges, especially if someone was injured or killed.
Check on Drivers and Passengers – The first thing to assess is the condition of everyone involved in the accident, and be sure to get medical help for anyone in need. It is best to wait for qualified medical assistance before physically moving a person; however, in situations where dangers like fire or gasoline are an immediate threat, do so as carefully as possible.
Call Law Enforcement – In a situation where considerable property damage, injury, or death has occurred, call the police. Make sure to specify that officers are needed at the scene. Be sure to obtain the badge numbers and names of the officers who respond.
Exchange information – Get the names, phone numbers, addresses, drivers’ license numbers, license plate numbers, and basic insurance information of the other drivers. Do not be accusatory or apologetic when talking to the other drivers. Each state determines fault differently. In Atlanta, compensation is awarded to injured persons less than 51% at fault for the accident. This means, if you are more than 51% responsible for an accident in Atlanta, you are not eligible to file a liability claim or lawsuit.
Talk to witnesses – Try to talk to as many witnesses as possible. Ask questions about what exactly they saw and if they have seen other accidents happen at the same place. Take down their names, telephone numbers, and addresses. Document the time, date, location of the accident and any weather or weather-related conditions.
Photograph Damages – Taking pictures of the damages immediately following the accident will help your insurance adjuster evaluate the appropriate amount of compensation you should receive. Photographic proof may also help your case in court. Pictures of the vehicle prior to the accident are helpful in proving the full extent of whatever damages were sustained. Also, be sure to take pictures of any roadway defects that contributed to your accident (e.g., potholes or warped pavement).
Inform insurance – Contact your insurance provider as soon as possible to inform them of the accident. Be honest and cooperative in your explanation of the incident. Lying to an insurance provider can have serious legal repercussions.
Consult an Atlanta personal injury attorney – After an car accident, life can be very stressful. Medical bills and dealing with insurance companies alone can be taxing enough. A car accident attorney can make sure you have accounted for all damages and make sure you are compensated properly.
Get property damage evaluation – Allow your insurance company to evaluate the monetary damage to your vehicle. Make sure to get two additional, independent estimates. In the event of total loss, get a quote for a replacement car from two separate dealers. Discuss these estimates and address your concerns with your insurance adjuster. Consult a car accident attorney if an agreement cannot be reached.
Keep track of medical treatment – Keep notes regarding any medical professionals who treat any injuries directly related to the accident. Also note who and how you were referred to them. This will be a huge help in determining medical treatments and expenses for your attorney, insurer, and the court.
Carefully Evaluate Settlement Offers – Do not agree to settle with an insurance company until you have received a doctor’s prognosis and treatment for any injuries. What seem like minor injuries often become extremely painful months later. Consult a car accident attorney before signing any settlement agreements.

Each step of the claims process is important, and you have a right to feel comfortable and informed about what you are agreeing to and why. If you have any questions or concerns when filing your insurance claim, contact the Atlanta car accident lawyers at Morgan & Morgan.

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